Monday, 16th June 2025
When purchasing a vehicle - especially a used car in Brisbane - you’re likely to come across two important terms: insurance and warranty. While both offer protection, they serve very different purposes. At Fastlane Motor Group, a used car dealership in Chandler, we help buyers understand these options clearly so they can drive away with confidence.
Published by Fastlane Motor GroupIn this article, we’ll explain the key differences between car insurance and car warranties, and why both are valuable when buying a used car in Brisbane.
Car insurance is a legal requirement in Australia and is designed to protect you financially in the event of accidents, theft, or other types of damage to your vehicle.
Compulsory Third Party (CTP): Legally required in Queensland, covers injury to others in an accident.
Third Party Property: Covers damage to other vehicles or property.
Comprehensive Insurance: Covers your vehicle and others, including theft, fire, weather events, and accidents.
Third Party Fire & Theft: Covers other people’s property and your own car if it’s stolen or damaged by fire.
Legal Compliance: You must have insurance to register and drive a car in Brisbane.
Financial Security: Covers unexpected repair or replacement costs.
Peace of Mind: You're protected from potential large out-of-pocket expenses.
Fastlane Motor Group is a Suncorp Insurance Agency. That means we can insure your new vehicle on the spot - no long wait times or phone queues. We’ll help you get on the road sooner, offering some of the best quality car insurance in Australia with Suncorp. It’s just one more way we make buying a used car easy and stress-free.
A car warranty is a guarantee that your vehicle will be free from manufacturing defects for a set period or mileage. If something breaks due to a covered fault, the repair costs are covered by the warranty provider.
Bumper-to-Bumper Warranty: Covers most components (usually 3–5 years).
Powertrain Warranty: Covers the engine, transmission, and drivetrain.
Corrosion Warranty: Covers rust or body corrosion.
Roadside Assistance: Offers towing, flat tyre help, and more.
Zero Surprise Repair Bills: Covers certain repairs at no cost during the warranty period.
Confidence in Quality: Shows the manufacturer or dealer stands by the vehicle.
Increased Resale Value: Some warranties are transferable.
We offer a comprehensive range of 1, 3 and 5-year extended motor vehicle warranty options through National Warranty Company. These extended warranties are available on most of our vehicles and provide added peace of mind with your purchase.
Whether you're buying a city car, SUV, or commercial van, we’ve got coverage to suit your vehicle and driving habits.
Yes - and you absolutely should.
Insurance protects you against accidents, theft, and external damage.
Warranty protects you from unexpected repair costs due to faulty components or manufacturer defects.
Together, they offer full coverage and peace of mind.
Living in Brisbane means unpredictable weather, heavy traffic, and varying road conditions. Whether you're navigating city streets or heading to the coast, it's smart to be protected on all fronts.
Insurance ensures you're covered for the unexpected.
Warranty ensures your car keeps running smoothly long after purchase.
At Fastlane Motor Group, we make sure you’re fully supported - with instant Suncorp insurance, extended warranty options, and quality used cars you can rely on.
Understanding the difference between insurance and warranty is crucial when buying a vehicle - especially in a competitive market like Brisbane’s used car scene. At Fastlane Motor Group, we make the process easier by offering both:
On-the-spot car insurance with Suncorp
Extended warranty options through National Warranty Company
A wide range of used cars in Chandler, Brisbane
We’re a family-owned and operated used car dealership committed to transparency, trust, and making car buying simple.
Drive away with confidence - fully insured, fully protected, and fully satisfied.
Visit our website for more information.